📉 Should we provide support for individuals who go bankrupt due to failed investments (coins, stocks)?

Haebom

Jun 21, 20233y ago

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The proportion of people who had previously filed for personal bankruptcy and are filing again has reached a record high.

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The rate of debtors who had been discharged after bankruptcy filing again has also risen (repeat bankruptcy).

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The personal bankruptcy rate has gone up, largely because more people without steady income are filing for bankruptcy.

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A high proportion of personal bankruptcy applicants are in their 60s and 20s.

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Bankruptcies caused by investment failures have surged.

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So-called 'investments' are often just speculative bets on coins or stocks.

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Financial firms are on high alert about their soundness, and the Financial Supervisory Service is pushing for more active internal debt workouts.

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Although bills have been introduced to support economic recovery, some question whether it's right to also support those who failed in investments.

"파산했는데 또 파산" 역대최대 … 20대 코인·주식실패 급증 - 매일경제

과거에 개인파산을 경험했던 사람이 또다시 파산을 신청하는 비중이 크게 늘고 있다. 한번 파산하면 경제적으로 재기하는 게 여전히 쉽지 않다는 것을 보여준다. 최근 개인회생·파산 신청자가 계속 늘어나고 있어 실질적인 재기 지원책이 시급하다는 목소리가 나온다. 20일 서울회생법원에 따르면 과거에 개인파산을 신청했던 사람이 다시 파산을 신청한 비율이 지난해 6.5..

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